The “IF” in Life

One of the most asked questions of any Life Insurance Agent is “Why do I need life insurance?”

The reason why? It is the IF in life.

It is because of the unknown, it’s because we love our families, and we want to ensure that they are going to be taken care of when that IF happens; and it will happen.

We all have that story of a friend or family member that passed way too soon. We all know that story about someone that lost their home due to a death in the family. Or how a Go Fund Me account had to be set up to pay for the unexpected expenses of a funeral.

That IF is why you’re here. That IF is what I worry about all day and every day, so you don’t have to. So, your family can sleep well at night. Insurance agents make their living protecting you and your family.

Our job is simple, to make sure that there is enough money to do what needs to be done, whether it’s simply keeping the lights on to paying off the mortgage. My job is to work with you to make sure that the people that are in your life, the ones you love, are protected from that IF.

Sometimes it is not an easy conversation, nor is it one that a lot of people want to have, because they may not understand Life Insurance.
Sometimes there is a question about what policy is best. Whole Life? Term? Universal? Indexed Life? What is the difference? What is best for my situation!

Sometimes their policy isn’t doing what they think it is going to do – for example a whole life policy will build up cash value, but it can take several years! If you are trying to pay for your child’s education, this may not be a good choice as an investment product!

Agents are here to help you, to work with you. We are not going to have all the answers, but we can guide you to a solution that meets your needs. Feel free to contact us.